842 Kern St, Waterloo, IA 50703

4 bd · 1 ba · 1,366 sqft · built 1941 · Waterloo · SINGLE_FAMILY·source listing ↗

$59,900

seller intel

Motivation score

15/100

OnePercent model (vv1)$1,971/mo

point estimate — add comps for a band

HUD Fair Market Rent · 50703 · 4BR$1,780/mo

Area comps median (last 90d)—

Area comps median (last 90d)

\u2014

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Black Hawk

Flood risk indexRelatively Moderate FEMA NRI

Median household income$50,060

Median area rent$952/mo

Median home value$95,900

the verdict

3.29%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$59,900

3.29% · rent $1,971

Intrinsic value · income approach

$149,077

60% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.