512 S 28th St, Saginaw, MI 48601

3 bd · 1 ba · 1,673 sqft · built 1950 · Saginaw · SINGLE_FAMILY·source listing ↗

$60,000

rent, three ways

OnePercent model (vv1)$1,707/mo

p10–p90 confidence band

HUD Fair Market Rent · 48601 · 3BR

$1,400/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Saginaw

Flood risk indexRelatively Moderate FEMA NRI

Median household income$38,900

Median area rent$856/mo

Median home value$62,800

the verdict

2.84%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$60,000

2.84% · rent $1,707

Intrinsic value · income approach

$81,039

26% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.