227 20th St, Bedford, IN 47421

2 bd · 1 ba · 960 sqft · built 1938 · Bedford · SINGLE_FAMILY·source listing ↗

$69,900

$88,500 first listed

seller intel

Price cut

−21.0%

from $88,500

Motivation score

50/100

OnePercent model (vv1)$1,178/mo

p10–p90 confidence band

HUD Fair Market Rent · 47421 · 2BR$990/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Lawrence

Flood risk indexRelatively Moderate FEMA NRI

Median household income$68,108

Median area rent$835/mo

Median home value$188,100

the verdict

1.69%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$69,900

1.69% · rent $1,178

Intrinsic value · income approach

$148,462

53% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.