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946 E Spring St, Saint Marys, OH 45885 — $189,900 · 4bd · ~1.1% rule | OnePercent

946 E Spring St, Saint Marys, OH 45885

$189,900

Home·Saint Marys 45885·946 E Spring St, Saint Marys, OH 45885

Last confirmed 5 days ago

946 E Spring St, Saint Marys, OH 45885

4 bd · 1 ba · 1,601 sqft · built 1927 · Saint Marys · SINGLE_FAMILY·source listing ↗

$189,900

rent, three ways

OnePercent model (vv1)

$2,019/mo

point estimate — add comps for a band

HUD Fair Market Rent · 45885 · 4BR$1,650/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Auglaize

Flood risk indexRelatively Low FEMA NRI

Median household income$78,550

Median area rent$884/mo

Median home value$164,700

the verdict

1.06%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$189,900

1.06% · rent $2,019

Intrinsic value · income approach

$259,500

27% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.