975 Richie Ave, Lima, OH 45805

3 bd · 1 ba · 1,404 sqft · built 1947 · Lima · SINGLE_FAMILY·source listing ↗

$37,000

rent, three ways

OnePercent model (vv1)$1,643/mo

p10–p90 confidence band

HUD Fair Market Rent · 45805 · 3BR$1,400/mo

Area comps median (last 90d)—

Area comps median (last 90d)

\u2014

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Allen

Flood risk indexRelatively High FEMA NRI

Median household income$68,842

Median area rent$964/mo

Median home value$160,600

the verdict

4.44%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$37,000

4.44% · rent $1,643

Intrinsic value · income approach

$199,793

81% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.