207 W Market St, Urbana, OH 43078

4 bd · 2,814 sqft · built 1900 · Urbana · SINGLE_FAMILY·source listing ↗

$149,700

rent, three ways

OnePercent model (vv1)$2,557/mo

p10–p90 confidence band

HUD Fair Market Rent · 43078 · 4BR$1,460/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Champaign

Flood risk indexRelatively Moderate FEMA NRI

Median household income$73,816

Median area rent$941/mo

Median home value$197,600

the verdict

1.71%vs 1.0% target

wide confidence band

financing: 20% down · — (FRED, live) · 30yr

$149,700

1.71% · rent $2,557

Intrinsic value · income approach

$391,333

62% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.