13 Duncan Ln, Middlesboro, KY 40965

3 bd · 2 ba · 960 sqft · built 2000 · Middlesboro · MOBILE·source listing ↗

$19,900

seller intel

Motivation score

15/100

OnePercent model (vv1)$1,698/mo

p10–p90 confidence band

HUD Fair Market Rent · 40965 · 3BR$1,210/mo

Area comps median (last 90d)—

Area comps median (last 90d)

\u2014

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Bell

Flood risk indexRelatively High FEMA NRI

Median household income$28,685

Median area rent$595/mo

Median home value$95,200

the verdict

8.53%vs 1.2% target

financing: 20% down · — (FRED, live) · 30yr

$19,900

8.53% · rent $1,698

Intrinsic value · income approach

$195,971

90% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.