358 E Main St, Lynch, KY 40855

2 bd · 1 ba · 988 sqft · built 1920 · Lynch · SINGLE_FAMILY·source listing ↗

$89,000

rent, three ways

OnePercent model (vv1)$1,842/mo

wide honest range — HUD/comp anchors · $356–$1,842

HUD Fair Market Rent · 40855 · 2BR$990/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Harlan

Flood risk indexRelatively Moderate FEMA NRI

Median household income$29,891

Median area rent$889/mo

Median home value$57,500

the verdict

2.07%⚠vs 1.0% target

Unverified — model rent disagrees with HUD/comps

financing: 20% down · — (FRED, live) · 30yr

$89,000

2.07% · unverified

Intrinsic value · income approach

$92,954

4% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.