15872 KY 38, Evarts, KY 40828

3 bd · 1 ba · 1,300 sqft · built 1976 · Evarts · MOBILE·source listing ↗

$19,900

rent, three ways

OnePercent model (vv1)

$1,885/mo

wide honest range — HUD/comp anchors · $80–$1,885

HUD Fair Market Rent · 40828 · 3BR$1,440/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Harlan

Flood risk indexRelatively High FEMA NRI

Median household income$41,354

Median area rent$918/mo

Median home value$62,200

the verdict

9.47%⚠vs 1.2% target

Unverified — model rent disagrees with HUD/comps

financing: 20% down · — (FRED, live) · 30yr

$19,900

9.47% · unverified

Intrinsic value · income approach

$88,390

77% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.