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431 Wilson Chapel Rd, Pontotoc, MS 38863 — $75,000 · 3bd · ~2.4% rule | OnePercent

431 Wilson Chapel Rd, Pontotoc, MS 38863

$75,000

Home·Pontotoc 38863·431 Wilson Chapel Rd, Pontotoc, MS 38863

Last confirmed 6 days ago

431 Wilson Chapel Rd, Pontotoc, MS 38863

3 bd · 1 ba · 988 sqft · built 1970 · Pontotoc · SINGLE_FAMILY·source listing ↗

$75,000

rent, three ways

OnePercent model (vv1)$1,828/mo

p10–p90 confidence band

HUD Fair Market Rent · 38863 · 3BR$1,470/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Pontotoc

Flood risk indexRelatively High FEMA NRI

Median household income$49,528

Median area rent$864/mo

Median home value$156,400

the verdict

2.44%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$75,000

2.44% · rent $1,828

Intrinsic value · income approach

$211,381

65% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.