324 Hemlock Cir, Cookeville, TN 38501

2 bd · 2 ba · 630 sqft · built 2023 · Cookeville · SINGLE_FAMILY·source listing ↗

$195,000

rent, three ways

OnePercent model (vv1)$1,848/mo

p10–p90 confidence band

HUD Fair Market Rent · 38501 · 2BR$1,040/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Putnam

Flood risk indexRelatively High FEMA NRI

Median household income$52,145

Median area rent$883/mo

Median home value$284,600

the verdict

0.95%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$195,000

0.95% · rent $1,848

Intrinsic value · income approach

$319,986

39% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.