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403 N Hickory St, Chattanooga, TN 37404 — $185,000 · 3bd · ~0.9% rule | OnePercent

403 N Hickory St, Chattanooga, TN 37404

$185,000

Home·Chattanooga 37404·403 N Hickory St, Chattanooga, TN 37404

Confirmed in the last few hours

403 N Hickory St, Chattanooga, TN 37404

3 bd · 2 ba · 1,328 sqft · built 1992 · Chattanooga · SINGLE_FAMILY·source listing ↗

$185,000

rent, three ways

OnePercent model (vv1)$1,660/mo

p10–p90 confidence band

HUD Fair Market Rent · 37404 · 3BR$1,620/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Hamilton

Flood risk indexRelatively Moderate FEMA NRI

Median household income$56,637

Median area rent$1,094/mo

Median home value$255,400

the verdict

0.90%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$185,000

0.90% · rent $1,660

Intrinsic value · income approach

$305,542

39% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.