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1803 S Railroad St, Phenix City, AL 36867 — $95,000 · 4bd · ~1.6% rule | OnePercent

1803 S Railroad St, Phenix City, AL 36867

$95,000

Home·Phenix City 36867·1803 S Railroad St, Phenix City, AL 36867

Last confirmed 6 days ago

1803 S Railroad St, Phenix City, AL 36867

4 bd · 1.5 ba · 1,553 sqft · built 1950 · Phenix City · SINGLE_FAMILY·source listing ↗

$95,000

rent, three ways

OnePercent model (vv1)$1,535/mo

p10–p90 confidence band

HUD Fair Market Rent · 36867 · 4BR$1,610/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Russell

Flood risk indexRelatively Moderate FEMA NRI

Median household income$48,026

Median area rent$996/mo

Median home value$207,600

the verdict

1.62%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$95,000

1.62% · rent $1,535

Intrinsic value · income approach

$195,807

51% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.