285 Owens Rd, Fort Mitchell, AL 36856

3 bd · 2.5 ba · 1,916 sqft · built 2011 · Fort Mitchell · SINGLE_FAMILY·source listing ↗

$259,000

rent, three ways

OnePercent model (vv1)$2,444/mo

p10–p90 confidence band

HUD Fair Market Rent · 36856 · 3BR$1,680/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Russell

Flood risk indexRelatively Low FEMA NRI

Median household income$75,381

Median area rent$2,114/mo

Median home value$258,700

the verdict

0.94%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$259,000

0.94% · rent $2,444

Intrinsic value · income approach

$344,557

25% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.