5490 Lynda Ln, Hokes Bluff, AL 35903

4 bd · 3 ba · 2,580 sqft · built 1977 · Hokes Bluff · SINGLE_FAMILY·source listing ↗

$145,000

rent, three ways

OnePercent model (vv1)$2,773/mo

wide honest range — HUD/comp anchors · $580–$2,773

HUD Fair Market Rent · 35903 · 4BR

$1,310/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Etowah

Flood risk indexRelatively High FEMA NRI

Median household income$53,122

Median area rent$861/mo

Median home value$172,300

the verdict

1.91%⚠vs 1.0% target

Unverified — model rent disagrees with HUD/comps

financing: 20% down · — (FRED, live) · 30yr

$145,000

1.91% · unverified

Intrinsic value · income approach

$345,517

58% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.