1008 Penny St, Gadsden, AL 35901

2 bd · 1 ba · 788 sqft · built 1930 · Gadsden · SINGLE_FAMILY·source listing ↗

$30,000

rent, three ways

OnePercent model (vv1)$1,662/mo

p10–p90 confidence band

HUD Fair Market Rent · 35901 · 2BR$900/mo

Area comps median (last 90d)—

Area comps median (last 90d)

\u2014

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Etowah

Flood risk indexRelatively High FEMA NRI

Median household income$48,876

Median area rent$820/mo

Median home value$166,200

the verdict

5.54%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$30,000

5.54% · rent $1,662

Intrinsic value · income approach

$181,606

83% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.