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20123 Hillsborough St, Athens, AL 35613 — $299,900 · 4bd · ~0.9% rule | OnePercent

20123 Hillsborough St, Athens, AL 35613

$299,900

Home·Athens 35613·20123 Hillsborough St, Athens, AL 35613

Confirmed 1 day ago

20123 Hillsborough St, Athens, AL 35613

4 bd · 3 ba · 2,136 sqft · Athens · SINGLE_FAMILY·source listing ↗

$299,900

rent, three ways

OnePercent model (vv1)$2,586/mo

p10–p90 confidence band

HUD Fair Market Rent · 35613 · 4BR$2,250/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Limestone

Flood risk indexRelatively High FEMA NRI

Median household income$100,845

Median area rent$1,264/mo

Median home value$329,900

the verdict

0.86%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$299,900

0.86% · rent $2,586

Intrinsic value · income approach

$423,562

29% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.