1136 44th St, Birmingham, AL 35212

3 bd · 1 ba · 902 sqft · built 1945 · Birmingham · SINGLE_FAMILY·source listing ↗

$123,000

$125,000 first listed

seller intel

Price cut

−1.6%

from $125,000

Motivation score

12/100

OnePercent model (vv1)$1,093/mo

p10–p90 confidence band

HUD Fair Market Rent · 35212 · 3BR$1,280/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Jefferson

Flood risk indexRelatively Moderate FEMA NRI

Median household income$36,633

Median area rent$841/mo

Median home value$232,100

the verdict

0.89%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$123,000

0.89% · rent $1,093

Intrinsic value · income approach

$174,184

29% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.