218 8th Ave, Birmingham, AL 35205

3 bd · 1.5 ba · 1,008 sqft · built 1925 · Birmingham · SINGLE_FAMILY·source listing ↗

$95,000

rent, three ways

OnePercent model (vv1)$1,689/mo

p10–p90 confidence band

HUD Fair Market Rent · 35205 · 3BR

$1,750/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Jefferson

Flood risk indexRelatively Moderate FEMA NRI

Median household income$51,158

Median area rent$1,084/mo

Median home value$293,800

the verdict

1.78%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$95,000

1.78% · rent $1,689

Intrinsic value · income approach

$277,960

66% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.