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2199 AL Highway 23, Springville, AL 35146 — $359,900 · 4bd · ~0.9% rule | OnePercent

2199 AL Highway 23, Springville, AL 35146

$359,900

Home·Springville 35146·2199 AL Highway 23, Springville, AL 35146

Confirmed 1 day ago

2199 AL Highway 23, Springville, AL 35146

4 bd · 3 ba · 2,802 sqft · built 1876 · Springville · SINGLE_FAMILY·source listing ↗

$359,900

rent, three ways

OnePercent model (vv1)$3,085/mo

p10–p90 confidence band

HUD Fair Market Rent · 35146 · 4BR$1,430/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

St. Clair

Flood risk indexRelatively Moderate FEMA NRI

Median household income$86,614

Median area rent$747/mo

Median home value$267,800

the verdict

0.86%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$359,900

0.86% · rent $3,085

Intrinsic value · income approach

$412,139

13% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.