8341 N Valley Rd, Pinson, AL 35126

4 bd · 2 ba · 2,245 sqft · built 1974 · Pinson · SINGLE_FAMILY·source listing ↗

$196,900

rent, three ways

OnePercent model (vv1)$2,500/mo

p10–p90 confidence band

HUD Fair Market Rent · 35126 · 4BR

$1,880/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Jefferson

Flood risk indexRelatively Moderate FEMA NRI

Median household income$83,732

Median area rent$1,435/mo

Median home value$199,000

the verdict

1.27%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$196,900

1.27% · rent $2,500

Intrinsic value · income approach

$304,099

35% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.