131 Hayesbury Ln, Pelham, AL 35124

2 bd · 2 ba · 1,144 sqft · built 2003 · Pelham · SINGLE_FAMILY·source listing ↗

$229,000

rent, three ways

OnePercent model (vv1)$1,918/mo

p10–p90 confidence band

HUD Fair Market Rent · 35124 · 2BR

$1,610/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Shelby

Flood risk indexRelatively High FEMA NRI

Median household income$99,726

Median area rent$1,577/mo

Median home value$307,600

the verdict

0.84%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$229,000

0.84% · rent $1,918

Intrinsic value · income approach

$301,370

24% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.