12760 Clyde Cir, McCalla, AL 35111

3 bd · 2 ba · 1,280 sqft · built 2020 · McCalla · MOBILE·source listing ↗

$155,000

$165,000 first listed

seller intel

Price cut

−6.1%

from $165,000

Motivation score

32/100

OnePercent model (vv1)$1,907/mo

p10–p90 confidence band

HUD Fair Market Rent · 35111 · 3BR$1,510/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Tuscaloosa

Flood risk indexRelatively Moderate FEMA NRI

Median household income$86,463

Median area rent$1,148/mo

Median home value$285,100

the verdict

1.23%vs 1.2% target

wide confidence band

financing: 20% down · — (FRED, live) · 30yr

$155,000

1.23% · rent $1,907

Intrinsic value · income approach

$275,332

44% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.