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© 2026 OnePercent · Estimates carry bands, never promises.the line

705 Empire Ave, Chelsea, AL 35043 — $444,900 · 5bd · ~0.8% rule | OnePercent

705 Empire Ave, Chelsea, AL 35043

$444,900

Overview Financials Comps Location Analysis Calculator Nearby Risk Neighborhood Market

Home·Chelsea 35043·705 Empire Ave, Chelsea, AL 35043

Confirmed 1 day ago

705 Empire Ave, Chelsea, AL 35043

5 bd · 3 ba · 3,233 sqft · Chelsea · SINGLE_FAMILY·source listing ↗

$444,900

rent, three ways

OnePercent model (vv1)$3,694/mo

p10–p90 confidence band

HUD Fair Market Rent · 35043 · 5BR—

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

the locale

County

Shelby

Flood risk indexRelatively High FEMA NRI

Median household income$121,356

Median area rent$1,322/mo

Median home value$366,200

the verdict

0.83%vs 1.0% target

Modeled rent: $3,694/morent estimate
Property tax: —listing
Insurance: $2,725/yrstate avg
HOA: —listing

Cap rate: 6.2%
Cash flow: +$50/mo
Cash-on-cash: 0.6%

financing: 20% down · — (FRED, live) · 30yr

$444,900

0.83% · rent $3,694

Intrinsic value · income approach

$564,698

21% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.

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