312 Ellis Ferry Rd, Gaffney, SC 29341

3 bd · 2 ba · 1,694 sqft · built 2005 · Gaffney · SINGLE_FAMILY·source listing ↗

$159,900

rent, three ways

OnePercent model (vv1)

$2,263/mo

p10–p90 confidence band

HUD Fair Market Rent · 29341 · 3BR$1,180/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Cherokee

Flood risk indexRelatively Moderate FEMA NRI

Median household income$58,029

Median area rent$917/mo

Median home value$188,900

the verdict

1.42%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$159,900

1.42% · rent $2,263

Intrinsic value · income approach

$330,314

52% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.