435 Monticello Ave, Norfolk, VA 23510

1 bd · 1.5 ba · 1,132 sqft · built 1920 · Norfolk · CONDOS·source listing ↗

$225,000

$240,000 first listed

seller intel

Price cut

−6.3%

from $240,000

Motivation score

33/100

OnePercent model (vv1)$1,872/mo

p10–p90 confidence band

HUD Fair Market Rent · 23510 · 1BR$1,760/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Norfolk City

Flood risk indexRelatively Moderate FEMA NRI

Median household income$73,524

Median area rent$1,547/mo

Median home value$385,700

the verdict

0.83%vs 0.8% target

financing: 20% down · — (FRED, live) · 30yr

$225,000

0.83% · rent $1,872

Intrinsic value · income approach

$332,169

32% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.