24 Madison Ave, Hagerstown, MD 21740

4 bd · 1.5 ba · 2,028 sqft · built 1900 · Hagerstown · SINGLE_FAMILY·source listing ↗

$189,900

$199,900 first listed

seller intel

Price cut

−5.0%

from $199,900

Motivation score

28/100

OnePercent model (vv1)$2,076/mo

p10–p90 confidence band

HUD Fair Market Rent · 21740 · 4BR$1,870/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Washington

Flood risk indexRelatively Low FEMA NRI

Median household income$62,873

Median area rent$1,080/mo

Median home value$262,300

the verdict

1.09%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$189,900

1.09% · rent $2,076

Intrinsic value · income approach

$327,699

42% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.