516 Shriver Ave, Cumberland, MD 21502

3,136 sqft · built 1912 · Cumberland · MULTI_FAMILY·source listing ↗

$40,000

rent, three ways

OnePercent model (vv1)$934/mo

p10–p90 confidence band

HUD Fair Market Rent · 21502 · $720/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Allegany

Flood risk indexRelatively Moderate FEMA NRI

Median household income$60,725

Median area rent$773/mo

Median home value$153,700

the verdict

2.33%vs 1.2% target

wide confidence band

financing: 20% down · — (FRED, live) · 30yr

$40,000

2.33% · rent $934

Intrinsic value · income approach

$116,196

66% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.