10659 Martin Dr, Irwin, PA 15642

3 bd · 1 ba · built 1955 · Irwin · SINGLE_FAMILY·source listing ↗

$135,000

rent, three ways

OnePercent model (vv1)$1,837/mo

p10–p90 confidence band

HUD Fair Market Rent · 15642 · 3BR$1,560/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Westmoreland

Flood risk indexRelatively Low FEMA NRI

Median household income$97,706

Median area rent$1,008/mo

Median home value$243,800

the verdict

1.36%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$135,000

1.36% · rent $1,837

Intrinsic value · income approach

$287,880

53% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.