218 Locke Rd, Groton, NY 13073

3 bd · 2 ba · 1,200 sqft · built 1970 · Groton · SINGLE_FAMILY·source listing ↗

$174,999

rent, three ways

OnePercent model (vv1)$2,178/mo

p10–p90 confidence band

HUD Fair Market Rent · 13073 · 3BR$1,850/mo

Area comps median (last 90d)—

Area comps median (last 90d)

\u2014

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Tompkins

Flood risk indexRelatively Moderate FEMA NRI

Median household income$71,452

Median area rent$1,095/mo

Median home value$167,600

the verdict

1.24%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$174,999

1.24% · rent $2,178

Intrinsic value · income approach

$241,653

28% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.