135 Main St, Richmondville, NY 12149

3 bd · 1.5 ba · 1,800 sqft · built 1900 · Richmondville · SINGLE_FAMILY·source listing ↗

$80,000

rent, three ways

OnePercent model (vv1)$2,020/mo

p10–p90 confidence band

HUD Fair Market Rent · 12149 · 3BR$1,620/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Schoharie

Flood risk indexRelatively Low FEMA NRI

Median household income$50,608

Median area rent$860/mo

Median home value$169,500

the verdict

2.53%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$80,000

2.53% · rent $2,020

Intrinsic value · income approach

$254,281

69% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.