165 Conrad Ln, Earlton, NY 12058

3 bd · 2.5 ba · 1,680 sqft · built 1992 · Earlton · SINGLE_FAMILY·source listing ↗

$199,999

$210,000 first listed

seller intel

Price cut

−4.8%

from $210,000

Motivation score

26/100

OnePercent model (vv1)$2,549/mo

p10–p90 confidence band

HUD Fair Market Rent · 12058 · 3BR$1,690/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Greene

Flood risk indexRelatively Moderate FEMA NRI

Median household income$85,469

Median area rent$792/mo

Median home value$273,500

the verdict

1.27%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$199,999

1.27% · rent $2,549

Intrinsic value · income approach

$240,516

17% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.