227 E 87th St, Manhattan, NY 10128

1 ba · 325 sqft · built 1920 · Manhattan · COOP·source listing ↗

$375,000

$399,000 first listed

seller intel

Price cut

−6.0%

from $399,000

Motivation score

32/100

OnePercent model (vv1)$3,336/mo

p10–p90 confidence band

HUD Fair Market Rent · 10128 · $3,800/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

New York

Flood risk indexRelatively Moderate FEMA NRI

Median household income$147,772

Median area rent$2,647/mo

Median home value$1,442,000

the verdict

0.89%vs 0.7% target

financing: 20% down · — (FRED, live) · 30yr

$375,000

0.89% · rent $3,336

Intrinsic value · income approach

$738,736

49% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.