860 S 13th St, Newark, NJ 07108

6 bd · 4 ba · 3,912 sqft · built 1920 · Newark · SINGLE_FAMILY·source listing ↗

$489,000

rent, three ways

OnePercent model (vv1)$3,845/mo

p10–p90 confidence band

HUD Fair Market Rent · 07108 · 6BR—

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Essex

Flood risk indexRelatively Low FEMA NRI

Median household income$36,200

Median area rent$1,131/mo

Median home value$399,400

the verdict

0.79%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$489,000

0.79% · rent $3,845

Intrinsic value · income approach

$684,044

29% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.