38 Main St, Simsbury, CT 06081

2 ba · 1,392 sqft · built 1900 · Simsbury · SINGLE_FAMILY·source listing ↗

$299,000

rent, three ways

OnePercent model (vv1)$2,145/mo

wide honest range — HUD/comp anchors · $1,170–$2,145

HUD Fair Market Rent · 06081 · $1,170/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Capitol

Flood risk indexRelatively Low FEMA NRI

Median household income$106,944

Median area rent$1,244/mo

Median home value$274,600

the verdict

0.72%⚠vs 1.0% target

Unverified — model rent disagrees with HUD/comps

financing: 20% down · — (FRED, live) · 30yr

$299,000

0.72% · unverified

Intrinsic value · income approach

$275,637

8% above intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.