product

markets

method

1397 State Highway 102, Bar Harbor, ME 04609 — $599,000 · 3bd · ~0.4% rule | OnePercent

1397 State Highway 102, Bar Harbor, ME 04609

$599,000

Home·Bar Harbor 04609·1397 State Highway 102, Bar Harbor, ME 04609

Last confirmed 3 days ago

1397 State Highway 102, Bar Harbor, ME 04609

3 bd · 1 ba · 912 sqft · built 1977 · Bar Harbor · SINGLE_FAMILY·source listing ↗

$599,000

rent, three ways

OnePercent model (vv1)$2,132/mo

p10–p90 confidence band

HUD Fair Market Rent · 04609 · 3BR$2,360/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Hancock

Flood risk indexRelatively Moderate FEMA NRI

Median household income$77,180

Median area rent$1,106/mo

Median home value$538,400

the verdict

0.36%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$599,000

0.36% · rent $2,132

Intrinsic value · income approach

$616,220

3% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.