408 Gardiner Rd, Richmond, RI 02892

3 bd · 1.5 ba · 1,160 sqft · built 1976 · Richmond · SINGLE_FAMILY·source listing ↗

$484,900

rent, three ways

OnePercent model (vv1)$2,427/mo

p10–p90 confidence band

HUD Fair Market Rent · 02892 · 3BR

$2,740/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Washington

Flood risk indexRelatively Low FEMA NRI

Median household income$135,809

Median area rent—

Median home value$490,600

the verdict

0.50%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$484,900

0.50% · rent $2,427

Intrinsic value · income approach

$486,270

0% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.