12 Henderson Ave, Worcester, MA 01603

3 bd · 2.5 ba · 2,029 sqft · built 1900 · Worcester · SINGLE_FAMILY·source listing ↗

$399,900

rent, three ways

OnePercent model (vv1)$3,003/mo

p10–p90 confidence band

HUD Fair Market Rent · 01603 · 3BR$2,420/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Worcester

Flood risk indexRelatively Moderate FEMA NRI

Median household income$66,049

Median area rent$1,372/mo

Median home value$331,300

the verdict

0.75%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$399,900

0.75% · rent $3,003

Intrinsic value · income approach

$466,342

14% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.