3 West St, Adams, MA 01220

2 bd · 1 ba · 728 sqft · built 1954 · Adams · SINGLE_FAMILY·source listing ↗

$195,000

rent, three ways

OnePercent model (vv1)$1,698/mo

p10–p90 confidence band

HUD Fair Market Rent · 01220 · 2BR

$1,420/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Berkshire

Flood risk indexRelatively Moderate FEMA NRI

Median household income$58,929

Median area rent$963/mo

Median home value$209,900

the verdict

0.87%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$195,000

0.87% · rent $1,698

Intrinsic value · income approach

$211,203

8% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.