640 Lake Shore Dr, Selma, OR 97538

2 bd · 1 ba · 400 sqft · Selma · SINGLE_FAMILY·source listing ↗

$350,000

rent, three ways

OnePercent model (vv1)$1,671/mo

p10–p90 confidence band

HUD Fair Market Rent · 97538 · 2BR$1,400/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Josephine

Flood risk indexRelatively High FEMA NRI

Median household income$44,099

Median area rent$788/mo

Median home value$312,200

the verdict

0.48%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$350,000

0.48% · rent $1,671

Intrinsic value · income approach

$328,229

7% above intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.