6894 LA Helena, Lucerne, CA 95458

4 bd · 3 ba · 1,440 sqft · built 1984 · Lucerne · MOBILE·source listing ↗

$130,000

rent, three ways

OnePercent model (vv1)$2,319/mo

p10–p90 confidence band

HUD Fair Market Rent · 95458 · 4BR$2,230/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Lake

Flood risk indexVery High FEMA NRI

Median household income$57,674

Median area rent$1,408/mo

Median home value$249,500

the verdict

1.78%vs 1.2% target

financing: 20% down · — (FRED, live) · 30yr

$130,000

1.78% · rent $2,319

Intrinsic value · income approach

$290,444

55% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.