9020 Rocky Crk, Lower Lake, CA 95457

2 bd · 1 ba · 738 sqft · built 1975 · Lower Lake · SINGLE_FAMILY·source listing ↗

$135,000

rent, three ways

OnePercent model (vv1)$1,838/mo

p10–p90 confidence band

HUD Fair Market Rent · 95457 · 2BR$2,080/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Lake

Flood risk indexVery High FEMA NRI

Median household income$63,594

Median area rent$1,171/mo

Median home value$488,800

the verdict

1.36%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$135,000

1.36% · rent $1,838

Intrinsic value · income approach

$283,068

52% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.