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1215 S American St, Stockton, CA 95206 — $330,500 · 2bd · ~0.7% rule | OnePercent

1215 S American St, Stockton, CA 95206

$330,500

Home·Stockton 95206·1215 S American St, Stockton, CA 95206

Last confirmed 4 days ago

1215 S American St, Stockton, CA 95206

2 bd · 1 ba · 1,064 sqft · built 1900 · Stockton · SINGLE_FAMILY·source listing ↗

$330,500

rent, three ways

OnePercent model (vv1)$2,374/mo

p10–p90 confidence band

HUD Fair Market Rent · 95206 · 2BR$1,530/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

San Joaquin

Flood risk indexRelatively High FEMA NRI

Median household income$83,432

Median area rent$1,592/mo

Median home value$424,600

the verdict

0.72%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$330,500

0.72% · rent $2,374

Intrinsic value · income approach

$419,229

21% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.