13 Altamont Dr, Watsonville, CA 95076

3 bd · 2.5 ba · 1,266 sqft · built 1986 · Watsonville · TOWNHOMES·source listing ↗

$650,000

rent, three ways

OnePercent model (vv1)$3,596/mo

p10–p90 confidence band

HUD Fair Market Rent · 95076 · 3BR$4,400/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Santa Cruz

Flood risk indexVery High FEMA NRI

Median household income$91,099

Median area rent$1,923/mo

Median home value$808,900

the verdict

0.55%vs 0.9% target

financing: 20% down · — (FRED, live) · 30yr

$650,000

0.55% · rent $3,596

Intrinsic value · income approach

$1,040,531

38% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.