163 Harbor Oaks Cir, Santa Cruz, CA 95062

3 bd · 1.5 ba · 1,218 sqft · built 1978 · Santa Cruz · CONDOS·source listing ↗

$815,000

rent, three ways

OnePercent model (vv1)$3,807/mo

p10–p90 confidence band

HUD Fair Market Rent · 95062 · 3BR$6,300/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Santa Cruz

Flood risk indexRelatively High FEMA NRI

Median household income$112,106

Median area rent$2,427/mo

Median home value$1,076,500