62420 Railroad St, San Ardo, CA 93450

3 bd · 2 ba · 1,299 sqft · built 1936 · San Ardo · SINGLE_FAMILY·source listing ↗

$479,000

rent, three ways

OnePercent model (vv1)$2,378/mo

p10–p90 confidence band

HUD Fair Market Rent · 93450 · 3BR

$3,630/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Monterey

Flood risk indexVery High FEMA NRI

Median household income—

Median area rent$1,083/mo

Median home value$461,300

the verdict

0.50%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$479,000

0.50% · rent $2,378

Intrinsic value · income approach

$479,000

0% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.