138 W Douglas Ave, El Cajon, CA 92020

3 bd · 2.5 ba · 1,876 sqft · built 2003 · El Cajon · CONDOS·source listing ↗

$630,000

rent, three ways

OnePercent model (vv1)$3,875/mo

p10–p90 confidence band

HUD Fair Market Rent · 92020 · 3BR$3,560/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

San Diego

Flood risk indexRelatively High FEMA NRI

Median household income$76,032

Median area rent$1,865/mo

Median home value$813,100

the verdict

0.62%vs 0.8% target

financing: 20% down · — (FRED, live) · 30yr

$630,000

0.62% · rent $3,875

Intrinsic value · income approach

$912,375

31% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.