803 W Longhorn Rd, Payson, AZ 85541

3 bd · 2 ba · 1,195 sqft · built 2007 · Payson · CONDOS·source listing ↗

$205,000

$215,000 first listed

seller intel

Price cut

−4.7%

from $215,000

Motivation score

26/100

OnePercent model (vv1)$1,718/mo

p10–p90 confidence band

HUD Fair Market Rent · 85541 · 3BR$2,090/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Gila

Flood risk indexVery High FEMA NRI

Median household income$66,383

Median area rent$1,260/mo

Median home value$361,200

the verdict

0.84%vs 0.8% target

financing: 20% down · — (FRED, live) · 30yr

$205,000

0.84% · rent $1,718

Intrinsic value · income approach

$399,140

49% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.