8657 Clay St, Westminster, CO 80031

2 bd · 1 ba · 1,000 sqft · built 1983 · Westminster · CONDOS·source listing ↗

$199,999

rent, three ways

OnePercent model (vv1)$1,900/mo

p10–p90 confidence band

HUD Fair Market Rent · 80031 · 2BR

$2,180/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Adams

Flood risk indexRelatively Moderate FEMA NRI

Median household income$107,422

Median area rent$1,994/mo

Median home value$535,300

the verdict

0.95%vs 0.8% target

financing: 20% down · — (FRED, live) · 30yr

$199,999

0.95% · rent $1,900

Intrinsic value · income approach

$417,563

52% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.