16207 N FM 179, Shallowater, TX 79363

4 bd · 2 ba · 2,100 sqft · built 1941 · Shallowater · SINGLE_FAMILY·source listing ↗

$170,000

rent, three ways

OnePercent model (vv1)$2,633/mo

p10–p90 confidence band

HUD Fair Market Rent · 79363 · 4BR$1,920/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Lubbock

Flood risk indexVery High FEMA NRI

Median household income$96,128

Median area rent$1,124/mo

Median home value$210,100

the verdict

1.55%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$170,000

1.55% · rent $2,633

Intrinsic value · income approach

$417,858

59% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.